Asset-Based Lending

Vartanov Capital provides asset-based financing secured by receivables, real estate, and other income-producing assets. Structures are designed to support liquidity while maintaining disciplined collateral coverage.

Availability subject to underwriting and regulatory requirements.

Overview

Asset-based lending provides businesses with capital secured by tangible and income-producing assets. This financing structure is designed to support companies that need liquidity for growth, acquisitions, or operational flexibility while maintaining strong collateral protection.

Our approach emphasizes conservative loan-to-value ratios, comprehensive due diligence, and structures that protect both parties. We work with businesses across various industries, from established enterprises to growth-stage companies with strong asset bases.

How We Evaluate

Our evaluation process is thorough and focused on understanding both the opportunity and the risks involved. We take a disciplined approach to ensure every transaction aligns with our underwriting standards.

Use Cases

Asset-based lending can support a variety of business objectives. Our clients use these facilities for:

Growth & Expansion

Fund strategic initiatives and scale operations

Strategic Acquisitions

Capital for opportunistic purchases and M&A

Balance Sheet Optimization

Refinance existing debt and improve liquidity

Working Capital

Support day-to-day operations and manage cash flow

Our Process

We work efficiently to structure and close transactions that meet your timeline and business objectives. Our process is designed to be transparent and collaborative.

1

Initial Discussion

We learn about your business, objectives, and capital needs

2

Underwriting & Due Diligence

Comprehensive review of assets, financials, and structure

3

Term Sheet & Documentation

Clear, transparent terms and efficient documentation process

4

Closing & Funding

Execute transaction and deploy capital according to agreement

By The Numbers

7-14

Business Days to Fund

15+

Years Experience

100%

Proprietary Capital

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